Hi, my name is Kirsten Krueger and two years ago, I was in a car accident. I was stopped at a stop sign when the driver behind me slammed into my car. Due to my injuries, I had to spend a few days in the hospital and I was unable to work for two months. My medical care was expensive and without being able to work, I couldn't pay my bills. The car accident was stressful enough and then I had to worry about how I would pay my bills. After speaking with a car accident lawyer, it wasn't long before I was compensated for my medical bills and lost wages from work. I'm writing this blog to help others who have been a car accident and haven't received any compensation. As you read my posts, you'll learn how an attorney can help you if you're in a vehicle accident.
Were you injured while at work and have already reported the injury to your employer? You're likely wondering what the next steps are that you'll need to take. Here is what you should know about using workers compensation.
You Will Work With A Claims Adjuster
Be aware that you do not work with your employer directly to receive the benefits you are owed for being injured at work. Much like using any type of insurance, you'll be primarily working with a claims adjuster while making a workers compensation claim. They will administer the disability benefits and verify that you're receiving the correct medical care throughout the process.
You Can Recover Your Financial Losses Related To The Injury
The purpose of workers compensation is to ensure that the injury doesn't end up costing you money. Rather than use your own medical insurance that has its own deductibles and copays, you'll be using the insurance policy that your employer purchased specifically for workers compensation. It will cover things such as your initial trip to the hospital, x-rays, labs, doctor visits, physical therapy, durable medical goods, and even transportation to and from your appointments.
You can even be compensated for the time that you missed from work due to your injury. These are known as temporary disability benefits, and they are only designed to last for a short period of time. These benefits will end once you are cleared to return to work. If you received any type of permanent disability, you will be eligible for permanent disability benefits. How much you receive will depend on how old you are, your occupation, and what kind of permanent injury you are suffering from.
You Can Work With A Lawyer
Navigating the legal issues surrounding workers compensation can be difficult. That's why it helps to work with a layer that can represent you when making a claim. They'll fight on your behalf to ensure that you are getting what you deserve when it comes to your workers compensation benefits, and give you plenty of advice along the way.
One reason to work with a lawyer from the start of the process is if your workers compensation claim is denied. You will definitely need help appealing the denial, and your lawyer will already be up to speed on everything that has happened so far. It's the best chance you'll have at getting the denial overturned during the appeal process.
For more information, contact a workers compensation lawyer in your area such as Edwin L Gagnon, Attorney at Law.
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