Hi, my name is Kirsten Krueger and two years ago, I was in a car accident. I was stopped at a stop sign when the driver behind me slammed into my car. Due to my injuries, I had to spend a few days in the hospital and I was unable to work for two months. My medical care was expensive and without being able to work, I couldn't pay my bills. The car accident was stressful enough and then I had to worry about how I would pay my bills. After speaking with a car accident lawyer, it wasn't long before I was compensated for my medical bills and lost wages from work. I'm writing this blog to help others who have been a car accident and haven't received any compensation. As you read my posts, you'll learn how an attorney can help you if you're in a vehicle accident.
US states mandate employers to have workers' compensation insurance plans to compensate employees after suffering job-related injuries. The state-mandated insurance programs guarantee employees who get injured at work a fair and competitive compensation package. There are many benefits under workers' compensation laws, and they vary among states. The laws cover injuries at the workplace and those that happen on work-related errands, business trips, and even social gatherings. It is crucial to read and understand the laws and the rights they create in light of your employment circumstances. If you are hurt at work or fall sick, the following are some of the benefits that workers' compensation laws have created for you and your family.
Disability Benefits
Some injuries may leave you disabled or unable to work. Unlike injuries and illnesses, a disability has permanent ramifications to your life and that of your family. A disability can lead to loss of income and lifestyle change for the victim putting their financial status in jeopardy. According to workers' compensation law, you are entitled to disability benefits if you suffer a work-related injury that leads to disability. The benefits include regular payments depending on the severity of the disability and the treatment period. A workers' compensation attorney may assist you in claiming the benefits should your employer be reluctant to make the payments.
Medical Benefits
Workers' compensation laws are meant to safeguard employees' well-being following a work-related injury. The workers' compensation laws mandate benefits, including medical bills, nursing care fees, surgical fees, and any expenses necessary for recovery. As an employee, the benefits are not deductible from your pay. When you are injured at work or fall ill, talk to your human resource manager to see what benefits are available. They should inform you of the available medical benefits and prepare a well-structured compensation structure. You may consider hiring a workers' compensation lawyer should your employer fail to avail the benefits.
Death Benefits
Sometimes, workers are involved in fatal work-related accidents leading to their untimely death. Work-related deaths are covered under the workers' compensation law, with the benefits remitted to an employee's next of kin. The benefits may comprise funeral expenses and weekly payments that are payable to qualified dependents of the victim. A family may hire a workers' compensation lawyer to represent them and ensure they receive fair compensation. The attorneys understand workers' compensation law, including its application during work-related deaths. Thus, they will engage the employers in determining fair compensation and preparing a dependable payment plan.
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