Hi, my name is Kirsten Krueger and two years ago, I was in a car accident. I was stopped at a stop sign when the driver behind me slammed into my car. Due to my injuries, I had to spend a few days in the hospital and I was unable to work for two months. My medical care was expensive and without being able to work, I couldn't pay my bills. The car accident was stressful enough and then I had to worry about how I would pay my bills. After speaking with a car accident lawyer, it wasn't long before I was compensated for my medical bills and lost wages from work. I'm writing this blog to help others who have been a car accident and haven't received any compensation. As you read my posts, you'll learn how an attorney can help you if you're in a vehicle accident.
There are attorneys out there who focus on all sorts of issues and services that primarily benefit older people. One service that many attorneys offer is Medicaid planning. If you don't know what Medicaid planning is, then you have certainly probably never thought about talking to an attorney about it. However, a Medicaid planning attorney might just be able to help you out for the following reasons and more.
Explaining What Medicaid Is
First of all, even if you have heard of Medicaid, you might not know very much about it. Basically, Medicaid is a government-sponsored health insurance program that is designed for low-income individuals. It provides coverage for a lot of things that are not covered by Medicare, and it might be something that you will want to try to sign up for in your retirement. Someone who offers Medicaid planning services can talk to you a little more about what Medicaid is, what it will and will not cover, and how it can help you out in your retirement. Having someone that you can sit down and talk to about this can be very helpful in your planning and can help you ensure that you don't miss out on something that could greatly benefit you.
Assisting You With Financial Restructuring So You'll Qualify
Typically, you will only qualify for Medicaid if you meet certain financial criteria, such as having an income that is lower than a certain amount and having less than a certain amount of money in the bank and less than a certain amount in assets. It is possible that with financial restructuring, you could qualify for Medicaid. This is important, since it can help you get the medical care that you need as you are getting older, and it can potentially save you a lost of money in healthcare costs. Of course, if you do end up needing to restructure your finances, you'll need to do so in a proper way; then, you can make sure that you aren't violating any laws, that you are restructuring your finances in the proper way, and that you aren't harming yourself financially. Luckily, a Medicaid planning attorney can help.
Assisting You With Applying for Medicaid
You may need various documents when applying for Medicaid so that you can get approved. You will also need to go through an application process. You might need help with doing these things, but luckily, a Medicaid planning attorney should be more than happy to help.
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